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State Bank Of India is present in 48 states across the country

Find IFSC Code and Bank Branches of State Bank Of India

# State Branches in State
1 Andaman And Nicobar Island 29
2 Andamanandnicobar 2
3 Andhra Pradesh 3028
4 Andhrapradesh 7
5 Arunachal Pradesh 66
6 Assam 469
7 Bihar 1187
8 Chandigarh 166
9 Chattisgarh 339
10 Chhattisgarh 105
11 Dadra And Nagar Haveli 5
12 Daman And Diu 10
13 Damananddiu 1
14 Delhi 588
15 Goa 116
16 Gujarat 1611
17 Gujrat 14
18 Haryana 786
19 Himachal Pradesh 409
20 Himachalpradesh 8
21 Jammu And Kashmir 239
22 Jammuandkashmir 2
23 Jharkhand 691
24 Karnataka 2144
25 Kerala 1511
26 Lakshadweep 1
27 Madhya Pradesh 1438
28 Madhyapradesh 6
29 Maharashtra 2342
30 Manipur 56
31 Meghalaya 132
32 Mizoram 48
33 Nagaland 80
34 Odisha 1078
35 Pondicherry 2
36 Puducherry 35
37 Punjab 1178
38 Rajasthan 1682
39 Sikkim 39
40 Tamil Nadu 1626
41 Tamilnadu 24
42 Telangana 285
43 Tripura 81
44 Uttar Pradesh 2678
45 Uttarakhand 522
46 Uttarpradesh 57
47 West Bengal 1503
48 Westbengal 27

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What is IFSC code?

IFSC is an acronym for Indian Financial System Code. It is a 11 characters alphanumeric code which is unique for every bank's branch. The last 6 characters of an IFSC code represents a specific branch of a bank.

Why we need IFSC code?

For online funds transfers via National Electronic Fund Transfer (NEFT), Real Time Gross Settlement (RTGS) and Immediate Payment System (IMPS), we need IFSC code of the beneficiary account.

What is NEFT?

NEFT is an acronym for National Electronic Funds Transfer. It is the most commonly used method for online funds transfer. The transfer doesn’t happen in real-time, rather in slots. There are 11 slots from 8 am to 7 pm on weekdays (Monday through Friday) and 6 slots from 8 am to 1 pm on Saturdays (except 2nd and 4th Saturday).

NEFT Charges

  • - Transactions up to ₹ 10,000 – not exceeding ₹ 2.50 + service tax
  • - Transactions above ₹ 10,000 and up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax
  • - Transactions above ₹ 2 lakhs – not exceeding ₹ 25 + service tax

Note: There is no minimum or maximum transfer limit.
What is RTGS?

RTGS is an acronym for Real Time Gross Settlement. Real Time means that the settlement of fund happens in real-time, individually on an instruction by instruction basis, without any delay. RTGS transfer has a minimum limit of rupees 2 lakhs (200,000). As per Reserve Bank of India, there is no maximum limit defined on an RTGS transfer, though the banks might put their own limits. An RTGS can be done between 9 am to 4.30 pm from Monday to Friday and 9 am to 2 pm on Saturday.

RTGS Charges

  • - RTGS charges ranges between ₹ 25 to ₹ 52 per transaction
What is IMPS?

IMPS is an acronym for Immediate Payment Service. It is the latest electronic fund transfer facility which enables an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc. Through IMPS, the money is transferred instantly to the beneficiary’s account, in no time. Through IMPS we can transfer the money 24x7 throughout the year, all 365 days, even on bank holidays.

IMPS Charges

  • - Transactions up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax

Note: The minimum amount is ₹ 1 and maximum amount is ₹ 2 lakhs, which can be transferred via IMPS.