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Union Bank Of India is present in 43 states across the country

Find IFSC Code and Bank Branches of Union Bank Of India

# State Branches in State
1 Andaman And Nicobar Island 1
2 Andhra Pradesh 1722
3 Arunachal Pradesh 1
4 Assam 99
5 Bihar 259
6 Chandigarh 33
7 Chhatishgarh 58
8 Chhattisgarh 67
9 Dadra And Nagar Haveli 2
10 Daman And Diu 2
11 Damananddiu 1
12 Delhi 286
13 Goa 79
14 Gujarat 529
15 Haryana 310
16 Himachal Pradesh 40
17 Himanchalpradesh 1
18 Jammu And Kashmir 22
19 Jharkhand 132
20 Karanataka 3
21 Karnataka 848
22 Kerala 423
23 Madhya Pradesh 416
24 Madhyapradesh 4
25 Maharashtra 926
26 Manipur 1
27 Meghalaya 9
28 Mizoram 1
29 Nagaland 2
30 Odisha 393
31 Orissa 2
32 Puducherry 9
33 Punjab 319
34 Rajasthan 308
35 Sikkim 10
36 Tamil Nadu 657
37 Tamilnadu 3
38 Telangana 585
39 Tripura 11
40 Uttar Pradesh 1312
41 Uttarakhand 133
42 Uttarpradesh 1
43 West Bengal 321

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What is IFSC code?

IFSC is an acronym for Indian Financial System Code. It is a 11 characters alphanumeric code which is unique for every bank's branch. The last 6 characters of an IFSC code represents a specific branch of a bank.

Why we need IFSC code?

For online funds transfers via National Electronic Fund Transfer (NEFT), Real Time Gross Settlement (RTGS) and Immediate Payment System (IMPS), we need IFSC code of the beneficiary account.

What is NEFT?

NEFT is an acronym for National Electronic Funds Transfer. It is the most commonly used method for online funds transfer. The transfer doesn’t happen in real-time, rather in slots. There are 11 slots from 8 am to 7 pm on weekdays (Monday through Friday) and 6 slots from 8 am to 1 pm on Saturdays (except 2nd and 4th Saturday).

NEFT Charges

  • - Transactions up to ₹ 10,000 – not exceeding ₹ 2.50 + service tax
  • - Transactions above ₹ 10,000 and up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax
  • - Transactions above ₹ 2 lakhs – not exceeding ₹ 25 + service tax

Note: There is no minimum or maximum transfer limit.
What is RTGS?

RTGS is an acronym for Real Time Gross Settlement. Real Time means that the settlement of fund happens in real-time, individually on an instruction by instruction basis, without any delay. RTGS transfer has a minimum limit of rupees 2 lakhs (200,000). As per Reserve Bank of India, there is no maximum limit defined on an RTGS transfer, though the banks might put their own limits. An RTGS can be done between 9 am to 4.30 pm from Monday to Friday and 9 am to 2 pm on Saturday.

RTGS Charges

  • - RTGS charges ranges between ₹ 25 to ₹ 52 per transaction
What is IMPS?

IMPS is an acronym for Immediate Payment Service. It is the latest electronic fund transfer facility which enables an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc. Through IMPS, the money is transferred instantly to the beneficiary’s account, in no time. Through IMPS we can transfer the money 24x7 throughout the year, all 365 days, even on bank holidays.

IMPS Charges

  • - Transactions up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax

Note: The minimum amount is ₹ 1 and maximum amount is ₹ 2 lakhs, which can be transferred via IMPS.